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Interest Rates

We offer competitive rates for our loan programs. If you don't see a rate you're looking for, you can use our Rate Tracker service to request that we notify you when rates reach a certain level.

If no rates are listed below, or you don't see a program you're looking for, please call us at 859-389-7927 and we will be happy to give you a custom rate quote.

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Rates last updated 03/04/2008

For Loans up to $417,000

Loan Type

Rate

Discount Points

30 Year Fixed (I/O Avail.)

5.625

20 Year Fixed

5.625

15 Year Fixed

5.125

10 Year Fixed

5.50

0

3/1 ARM (Int.Only Avail.)

5.25

5/1 ARM (Int. Only Avail.)

5.75

0

7/1 ARM (Int. Only Avail.)

5.625

10/1 ARM (Int. Only Avail.)

6.00

40 Year Amortization

 6.125

5 Year Extendable

6.125

7 Year Extendable

6.375

 Interest Only Products

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For Loans over $417,000

Loan Type

Rate

Discount  Points

30 Year Fixed

 

 

20 Year Fixed

 

 

15 Year Fixed

 

 

10 Year Fixed

 

 

3/1 ARM

 

 

5/1 ARM

 

 

 7/1 ARM

 

 

 10/1 ARM

 

 

40 Year Amortization

 

 

5 Year Extendable

 

 

7 Year Extendable

 

 

 Interest Only